Get bad credit car loans in Canada with guaranteed approval for new or used cars. Choose your dream car today with any credit score.
Getting loan approvals can be challenging with bad credit. However, we offer car finance for bad credit holders.
How can you get a bad credit car loan in Canada? It’s easy! Get a worry-free quote by entering your details below.
Financing car with bad credit is designed for individuals with bad credit scores or limited credit history who want to purchase a car.
Overcoming the Credit Score Barrier
Car financing for bad credit can help rebuild your credit rating as you make regular payments on your loan.
Maximizing Your Income Potential
We look at other factors, like income, to help you qualify for car financing with bad credit.
Timely payments on your car loan can improve your credit score, and you get a car! We can offer flexible repayment terms and lower down payments for individuals with bad credit auto loans.
Accessible Auto
Loans
We offer affordable auto loans for bad credit score holders. Get on the road to financial freedom.
Timely Repayments Matter
Keep up with your auto loan repayments to boost your credit score and establish a solid financial foundation.
Flexible Financing Options
Our flexible financing options for an auto loan allow you to find a payment plan for your budget.
When obtaining bad credit car loans in BC, Alberta, Yukon, or Northwest Territories, providing proof of employment and a steady source of income is essential. Having a guarantor or co-signer can also increase your chances of approval.
If you have a bad credit history, your loan may be smaller and carry a higher interest rate. In order to offset this, it may be best to opt for a smaller loan with a shorter repayment term.
At JourneyApproved, we pride ourselves on our transparency and honesty when lending to those who want car finance for bad credit. Consider us for your car loan needs and take the first step towards car ownership by applying today.
Click here to start your quick approval process with JourneyApproved today and simplify the process of buying a car with a bad credit score.
You can still get a car loan with JourneyApproved, even with bad credit. We work with various lenders specializing in providing loans to people with less-than-perfect credit.
Yes, it can help boost your credit card scores. When you get approved for a car loan, you can build up your credit history by making payments on time and paying off your balance in full each month.
While a down payment is not required, it can help lower your monthly payments and improve your chances of getting approved for a car loan with JourneyApproved.
In Canada, most lenders require the following documents:
If you own other vehicles, you will also have to provide proof of insurance.
Don’t let a bad credit score keep you from getting your dream car. Follow our process to get the right financing for your needs.