Get bad credit car loans in Canada with guaranteed approval for new or used cars. Choose your dream car today with any credit score.

Hassle-Free Car Loan for Bad Credit in Canada

Getting loan approvals can be challenging with bad credit. However, we offer car finance for bad credit holders.

Don't Let Bad Credit Stop You!
How can you get bad credit car loan in Canada? It’s easy! Get a worry-free quote by entering your details below.
bad credit car loans in Canada with guaranteed approval

Understanding Bad Credit Financing For Cars

Financing car with bad credit is designed for individuals with bad credit scores or limited credit history who want to purchase a car.

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Overcoming the Credit Score Barrier

Car financing for bad credit can help rebuild your credit rating as you make regular payments on your loan.

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Maximizing Your Income Potential

We look at other factors, like income, to help you qualify for car financing with bad credit.

Benefits of Taking an Auto Loan for Bad Credit

Timely payments on your car loan can improve your credit score, and you get a car! We can offer flexible repayment terms and lower down payments for individuals with bad credit auto loans.

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Accessible Auto

We offer affordable auto loans for bad credit score holders. Get on the road to financial freedom.

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Timely Repayments Matter

Keep up with your auto loan repayments to boost your credit score and establish a solid financial foundation.

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Flexible Financing Options

Our flexible financing options for an auto loan allow you to find a payment plan for your budget.

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Navigating Bad Credit Car Finance

When obtaining bad credit car loans in BC, Alberta, Yukon, or Northwest Territories, providing proof of employment and a steady source of income is essential. Having a guarantor or co-signer can also increase your chances of approval.

If you have a bad credit history, your loan may be smaller and carry a higher interest rate. In order to offset this, it may be best to opt for a smaller loan with a shorter repayment term.

At JourneyApproved, we pride ourselves on our transparency and honesty when lending to those who want car finance for bad credit. Consider us for your car loan needs and take the first step towards car ownership by applying today.

Get Your Free Quote Now!

Click here to start your quick approval process with JourneyApproved today and simplify the process of buying a car with a bad credit score.


You can still get a car loan with JourneyApproved, even with bad credit. We work with various lenders specializing in providing loans to people with less-than-perfect credit.

Yes, it can help boost your credit card scores. When you get approved for a car loan, you can build up your credit history by making payments on time and paying off your balance in full each month.

While a down payment is not required, it can help lower your monthly payments and improve your chances of getting approved for a car loan with JourneyApproved.

In Canada, most lenders require the following documents:

  • Proof of employment: This can be a pay stub or letter from your employer confirming your employment status and salary. You may also need to provide bank statements if you have a steady income.
  • Proof of residence: You should have a utility bill showing that you live at the address on your application. If you do not own your home, you’ll need to show proof that it’s your primary residence (for example, by providing a Rental Lease Agreement).
  • Valid driver’s license: Some lenders will accept a valid passport if you don’t have one.

If you own other vehicles, you will also have to provide proof of insurance.

Score the Best Loan Deal Today!

Don’t let a bad credit score keep you from getting your dream car. Follow our process to get the right financing for your needs.