Don’t let a poor credit score get in the way of buying your dream car. Apply for a JourneyApproved loan now!
Complete your online application in no time. There are NO obligations, and it’s 100% free.
Having trouble getting an approved car loan in Canada because of bad credit? This is one of the biggest hurdles in applying for a car loan.
At JourneyApproved, we understand that past financial mistakes can make applying for a car loan seem impossible. That’s why we want to help you with the process for car financing regardless of your credit history.
All you need to do is follow a simple 3-step procedure:
Complete the Application
Complete an online application with your contact details and hit submit.
Get Approved
We shop different lenders in Canada, who will make their best offers to you.
Get Your Dream Car
Select the best car loan, complete the paperwork, and grab your car keys!
Financing a new car can be a hassle. Getting an auto loan can seem nearly impossible if you’ve made a few financial mistakes.
This is where JourneyApproved becomes a significant resource to help you get your first vehicle or an upgrade. We can almost guarantee auto financing that fits your needs and help you drive your dream car home.
Contact JourneyApproved today, whether you’re new to Canada or have a poor credit score. Ensure you follow the eligibility criteria, submit the required documents, and have your favourite car in mind!
Guaranteed car loans ensure you can acquire an auto loan regardless of your credit history. Our in-house financing will help you realize your dream.
Whether you have a bad credit score, are working to build your credit, or are new to Canada, JourneyApproved will work to help you get a guaranteed car loan for bad credit.
While guaranteed loans don’t require a credit check, there are several criteria you still have to meet. When applying for JourneyApproved’s guaranteed approval auto loans for bad credit, ensure you fulfill the following requirements:
You should be 21 years of age (minimum), have stable employment of a minimum of 3 months, and earn a minimum of CAD 2000.
Submit proof of Canadian address, recent pay, and proof of income.
You should have a valid Government-approved ID, financial details, employment history (preferably three years), and other documents like bank statements, utility bills, or further ID proof.
A down payment towards your car loan (Fixed amount/percentage of car price).
For guaranteed auto loans for bad credit, you can depend on JourneyApproved, and enjoy the following benefits:
Customers who have been thoroughly satisfied with our service have left their valuable reviews and testimonials for us here:
Awesome deal at JourneyApproved. We have wanted a car of our own for ages. And here we are – with a beauty of our own – Thanks to the lender, who made it possible for us, despite our credit score!
The quickest and most convenient way of applying for a car loan in Canada. I just sat on my sofa, filled out an online application at JourneyApproved, submitted a few documents, and got my approval instantly. They indeed give guaranteed approval car loans. It just took me a lot of time to decide which car to buy!
One of the best features of contacting JourneyApproved is its flawless customer support service. I have called them so many times, with 100s of questions, queries, and concerns I had, and every time they gave me the best resolution without getting irritated. Kudos to your team!
I have been trying to get a car loan approved for ages now; however, my application got rejected by all the major lenders. A close relative suggested JourneyApproved, and within a few hours, I was driving my car! There was documentation and verification, but I finally got my car!
We offer auto loans to individuals with all types of credit because we don’t let a poor credit score get in the way of our customers getting the car they need.
A credit score is the rating attributed to you, depending on how you manage and repay your debt and finances. It falls in the range of 300 – 900, and the higher your credit score, the better your credibility.
Several sites and online platforms provide free access to check your credit rating at least once a month. There are also sites through which you can file for a correction or change in your credit score if it has not been updated correctly.
Although it’s difficult to predict how and when your credit scores will change, consistently paying off your car loan should positively influence your credit rating.
The eligibility criteria to apply for a car loan by Journeyapproved is:
The monthly payment you make towards your car loan should not exceed 10% of your income. For example, if you earn CAD 90000 a year, you should buy a car within CAD 9000 (10% of 90000). So, your monthly installment should be 9000/12 = CAD 750
To finance your car with JourneyApproved, you must submit a credit application. This will be shared with multiple car loan providers, and based on the requirements and your eligibility, you will start getting offers if the application gets approved. JourneyApproved also helps you consider the best auto loan option and vehicle according to your budget and approval.
JourneyApproved can make your dream come true. Apply for an auto loan today!
